Personal Loan

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Personal Loan

Thinking of renovating your house? Yearning to buy a new Laptop? Need financial assistance with marriage related expenses or your child higher education? An Instant Instant Instant Instant Personal Loanss is your One-stop-shop for all your financial needs to fulfill any of your desires.

Personal Loan

  • Loans from Rs. 50 thousand to 15 lacs Lacs.
  • Unsecured Loan without any security or guarantor.
  • Minimum Documentation & Faster Processing.
  • The tenure of the loan repayment could range from 12 to 60 months.
  • Residence Proof : Passport/ Voter Card/Driving License/ Ration Card/Telephone Bill/ Electricity Bill.
  • Interest is calculated on a monthly reducing balance basis.
  • This loan can be used any legal personal or business purpose.

Self Employed

  • Proprietor/Partner/Director of the company.
  • Age min. 23 & the repayment should be complete before attaining the age of 65.
  • Having minimum 3 years old company in the same business.
  • Minimum 1year business operation at same place.
  • Net Profit after tax – Rs. 1,50,000/- per annum last 2 years.
  • Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill.
  • Applicant must own office or residence.
 
 

Salaried Individuals

  • Employees of Public Ltd. / Private Ltd./ MNCs Or Government.
  • Getting salary by cheque or Bank transfer.
  • Age 23 & the repayment should be complete before retirement.
  • Minimum 3 years continuous employment.
  • Minimum net take home salary Rs. 8,500/- per month.

Self Employed

  • Photograph of main applicants.
  • ID proof : Pan card/ Passport/c Driving License.
  • Signature Proof : Pan card/ Passport/Driving License.
  • Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
  • Residence Proof : Passport/ Voter Card/Driving License/ Ration Card/Telephone Bill/ Electricity Bill.
  • Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill.
  • Income Proof : Last 2 years Income tax return with financials.
  • Last 6 month main account Bank statement.
  • Constitution proof : MOA/ partnership deed.
  • Loan Proof if any : repayment Schedule of all running loans.
 
 

Salaried

  • Photograph of main applicants.
  • ID proof : Pan card/ Passport/c Driving License/Employee ID.
  • Signature Proof : Pan card/ Passport/Driving License.
  • Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
  • Residence Proof : Passport/ Voter Card/Driving License/Ration Card/ Telephone Bill/ Electricity Bill.
  • Office Proof : Form 16/ Employee ID/ Appointment Letter.
  • Income Proof : Last 3 months Salary Slips.
  • 6 month bank account statement in which salary credited.
  • Loan Proof : repayment Schedule of all running loans.
 
 

Suitable For

  • Any financial requirements.

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